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Unforeseen expenses often call for quick action like that available with a payday loans cash advance. These loans, also called cash advances or paycheck advances, are used by millions of people for a variety of reasons. Some use them to simply pay their bills, avoid late charges, and make it to the next month. Others use them to avoid overdraft charges or bounced check fees at their banking institution. And many others use these types of loans to pay for things they never saw coming like car repairs or medical expenses. In today's financial climate with so many people living paycheck to paycheck, it is clear why payday loans are in demand.